The client’s primary objectives for the review will be defined prior to commencement.  These can be modified to meet a client’s specific
goals.  Typically, these objectives revolve around overall quality of underwriting, portfolio management, and adequate reserves.

These reviews can be performed on or off-site, depending on the acquisition scenario.

Upon completion of our portfolio review, CMS will provide a draft report to the client which will detail our findings for each of the
objectives based upon the review of credits identified by the scope. At that point, CMS and the client should have an exit meeting, either by phone or in person, to cover all findings and any questions or concerns that may exist from findings.  A final report will then be issued.

The final report will cover all findings related to the objectives of the assignment as well as an executive analysis of each loan reviewed.